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In Southeast Asia, digital banks are emerging as key players—backed by tech giants and conglomerates, not startups. Thailand’s digibank race sees five major contenders vying for three licenses, while Indonesia’s SeaBank leads in profitability. With deep capital and regional momentum, the digital banking wave is reshaping the region’s financial landscape.
Loan servicing, often seen as the dull side of lending, is the backbone of banking operations and needs urgent modernization. Amid global tensions, inflation, and rising risk, legacy systems fall short. AI and automation are now essential for real-time monitoring, flexible terms, and efficient risk management in corporate banking.
The “Innovative Bangkok • Global Business Districts Exchange” concluded on June 14, uniting Bangkok and Beijing officials with global business leaders. Marking 50 years of China–Thailand ties, the event promoted innovation and collaboration between Pathumwan and Beijing CBD. Delegates also visited key Bangkok business hubs to foster future cooperation.
Thailand’s labour market is under strain as over 24,000 SMEs and 1,234 factories face closure, warns the World Bank. A lack of innovation and rising global competition are key challenges. Urgent reforms are needed to boost productivity and keep the country competitive in the evolving global economy.
